The layer both arms run on.
In production across the groupUnderwriting, monitoring, structuring and reporting are one system seen from different ends. That is why a credit asset can travel from origination to issuance without being re-underwritten by hand.
Technology is the ground, not a third arm.
Most groups bolt an analytics product onto a lending business and call it infrastructure. TeamSec built the infrastructure first and put two regulated businesses on top of it — which is the only arrangement where evidence from origination is usable at issuance.
Six layers, one asset record.
Each layer has an explicit job. The record they operate on is continuous, which is the part that is hard to assemble later.
Alternative & transactional data
Bank flow, commercial behaviour, bureau and filing data resolved onto one counterparty record rather than five partial ones.
Automated underwriting
Parametric financial and behavioural model families run as explicit, versioned rules — not as a score whose reasoning cannot be reconstructed for a regulator.
Credit lifecycle
Onboarding, approval, disbursement, servicing, restructuring and collections on a continuous record, so the asset's history is never reassembled from exports.
Risk monitoring & compliance
Early-warning signals, watchlists, KYC, sanctions screening and case management running against live behaviour rather than a quarterly review cycle.
Structuring engine
Eligibility testing, pool construction, tranche optimisation, scenario analysis and SPV transfer, operating on the same record the asset was underwritten on.
Investor reporting & API
Scheduled investor reporting, portfolio dashboards and integration interfaces into an existing core or servicing environment.
Speed comes from how the product is built.
Sinergy turns financial product logic into reusable, governed building blocks. A new journey can be developed, or an existing product adapted, without hiding the rules that make it accurate, testable and auditable.
Compose, do not rebuild
Reusable data, rule, workflow and control components keep common logic consistent across implementations.
Make logic explicit
Rules, parameters, workflows and permissions stay visible and configurable instead of being buried in custom code.
Change without losing control
Versioned configuration, testing and auditability let a product move quickly under production governance.
Start from the thing that is not working.
Nobody arrives here looking for a category. They arrive with a symptom, so the index is written that way — find the sentence you recognise and the product that answers it is on the same line.
The reason a credit was approved is gone by the time it matters.
We cannot reconstruct a score in a model review.
We find out at quarter end, once the cheap options have expired.
Six alert queues, and the case is in none of them.
Every securitisation gets assembled twice, differently.
Every product change turns into a release.
Connect the product, not another silo.
The platform is designed to work with existing origination, servicing and core environments through defined integration interfaces — inside your governance, on your reporting line.
Capability around the core
Add adaptable credit, risk or securitisation capability without a core replacement programme.
One connected operation
Run origination, risk and portfolio operations on connected products rather than five reconciled systems.
Portfolio into transaction
Carry portfolio data into a controlled securitisation and investor workflow with the underwriting evidence attached.
Start with the lifecycle you need to improve.
A demo runs on your workflow, not on a generic one.